We’re a Maine CPA firm focused on “you,” the client.

You are who counts here. You are who matters.

It’s what we’ve been doing for 30 years and more.

We know you have many choices for help with Federal and Maine state taxes and financial planning. We want you to be so happy with our team that you’ll stay with us, year after year.

Our Portland, Maine-based Certified Public Accountants and other professionals have the ability to bond with clients, quickly becoming trusted financial advisors who can be counted on for reliable guidance.

This is why we’re chosen over other Maine CPA firms. And why so many clients have stayed with us over the past 30 years, even those who left Maine or weren’t even located here in the first place.


“Our mission: We are committed to building valued relationships with clients through individual, innovative responses to their needs.”





  • Responsive service: When you call us during business hours, there’s always someone available to talk with you. If you leave a message after hours, we promise to call back within 1 business day. We also promise to respond to your emails. Most emails are replied to within 1 business day.
  • Reliable service: No matter what type of accounting services you need in Maine and beyond, you can count on us to take care of them for you in a timely and professional manner. For instance, if you’re buying a house and you need a tax return completed, you can rely on it being done the right way, when you need it.
  • Clear instructions: When needed, we’ll send you emails or “snail mail” materials with clear instructions on what you should do with them. For example, when we mail you a copy of the completed/filed Maine income tax return we submitted for you, we’ll include specific instructions on whom to pay and where to send the payment (if you owe taxes). We also provide clear guidance on setting up and managing your QuickBooks information.

In addition… we’re open during normal business hours, Monday-Friday 8 a.m. to 5 p.m., except when we observe most national holidays. Our tax-season hours are extended, and we’ll post them on our CONTACT US page.

Janet O'Toole
Janet O’Toole

CPA, PFS, Partner

207.774.0882, EXT. 20

Janet, a Maine native, is a co-founder of the firm (with former partner Jane Honeck). Janet specializes in tax and financial planning for various small business and individuals and trusts. She’s also active on many local community boards, giving her time and expertise to help with non-profit financial matters.

Joyce Broadwater
Joyce Broadwater


207.774.0882, EXT. 19

Joyce, another Maine native from Aroostook County, has been with our firm since 1988 and became a shareholder of the firm in 2009. Joyce provides accounting, tax and consulting services to clients specializing in QuickBooks, entity selection, securing capital, retirement plan selection and business start up needs.

Peter Callnan
Peter Callnan

CPA, Partner

207.774.0882, EXT. 12

Peter, a Maine native from Aroostook County, was an audit manager for Brooks & Carter, CPAs before joining our firm in 1992. He became a shareholder of the firm in 1996. He provides tax, financial and estate planning services as well as attest services to individuals, domestic partners and small business owners.

John Lydon
John Lydon

Practice Manager

207.774.0882, EXT. 28

John, another Maine native living in South Portland, joined Honeck O’Toole in 2010 after graduating from Skidmore College with a BA in Business Management & Economics.  His experience in project management, QuickBooks support & IT problem solving allows him to work directly with our clients to assist in many different types of situations.

Kathy DeFilipp
Kathy DeFilipp

207.774.0882, EXT. 10

Kathy is our Front Office Manager, and if you call or email our office for information or to schedule an appointment, Kathy will be standing by to help you. Kathy comes with vast experience in customer service, operations management, quality control, scheduling and reporting. She’s a whiz at Microsoft Office applications as well as social networking.


Kelly A. Busby
Kelly A. Busby


207.774.0882, EXT. 14

Kelly is an attorney and CPA focusing on trust taxation, business planning and estate planning. She joined us in 2007. She’s a member of the Maine Estate Planning Council.









Lori Carpenter

207.774.0882, EXT. 13

Lori worked as a legal assistant at Bernstein Shur from 1998 to 2013, and then as a bookkeeper in their subsidiary title company through 2017. She told us, “In 2012, I decided to try something else, so I started taking accounting classes at USM – then the bookkeeping position opened up at Bernstein Shur.”

Lori passed the CPA exam in 2016 and will become certied as a CPA once she has two years of experience. She also has experience in QuickBooks and MS Office. This is Lori’s first “real” accounting position, and she’s doing an excellent job. Please join us in welcoming Lori to our team!

Maureen Renner

207.774.0882, EXT. 18

Maureen’s creative background aligns nicely with many of our clients. Earning her BA in Theatre from the University of Southern Maine, and MS in Accounting from Southern New Hampshire University, she’s working on her CPA and Certificates in Taxation and Forensic Accounting. She’s worked in theatre design & management, spent 14 years in private accounting and was an inventory controller with a local art supply company.

She grew up in Philadelphia, and now lives in Portland.

Michelle (Shelly) Topham

Administrative Assistant

207.774.0882, EXT. 11

We’re also very pleased to welcome a new Administrative Assistant to our team, Shelly Topham. Shelly works with Kathy DeFilipp, our Front Office Manager — and she’ll likely be the friendly voice you hear when you call our office. Shelly has a background in customer service/administrative positions, with experience at the Marsh Agency (personal lines of insurance), Cross Agency, Seabreeze Property Services, and Pineland. Shelly told us, “As for working at Honeck O’Toole, I’m excited to learn and help our clients the best I can.” We love this attitude, and you will too.


Sue Sears


207.774.0882, EXT. 15

We’re very excited to have Sue on our team! She’s exactly who we’ve been looking for, and we’re so glad she wanted to live in Portland. Sue grew up in California but moved to the east coast in 2004, and recently relocated to Maine from Rhode Island.

Sue earned her bachelor’s degree in Business Administration with a concentration in Accounting from California State University, Fresno, and her Master of Science in Taxation from Golden Gate University. She has over 25 years of tax and consulting experience, providing income tax planning, and federal and state tax compliance services for individuals and various types of corporate and pass-through business entities.

Zach Scrutchfield


207.774.0882, EXT. 27

Asked about his education, Zach said, “I guess I am a cross between a Bulldog and Black Bear (A dog-bear?). I graduated from Portland High and I earned my bachelor’s degree in Business Administration with a concentration in Accounting from the University of Maine.” Zach is a CPA: “I fought the battle with the test and after an arduous conquest came out victorious.”

He started at BerryDunn, developing a specialization in audits. At Honeck O’Toole, he’ll help clients gain control over their financial reporting needs. He said, “I am glad to be part of a team that puts clients first and strives to add value to the work we do.” Zach enjoys spending time with family, camping, and running.


Each tax season, we also have additional Seasonal Tax Professionals onboard.

If you’d like help with your Federal and/or Maine state tax returns, financial goals or other accounting needs…

Call 207-774-0882 or email us at info@honeckotoole.com